Looking for an affordable NEW CAR?
It is said that a FIRST CAR is like a FIRST LOVE; hard to forget.
You have probably found your dream car but you keep putting off the purchase because of your modestly paid job, bad credit history or simply being used to that rental car for which you have to pay so much every single time you go out of town. Sometimes bad things do happen to good people.
Time for a change! Now, with access to over 30 of Australia’s leading banks and lenders, it is our pleasure to help you with a second chance, finding the best deal so you can afford that great-looking car!
What DRIVES you to go the extra mile for your customers? Your WORK VEHICLE!
Looking to expand your small business? We all understand it is our duty to put the wheels in motion and make it go better.
The first thing that comes to mind is reaching out to new customers and strengthen partnerships with existing ones.
In order to have as many opportunities as possible, you really have to rely on your WORK VEHICLE to not only be reliable but also to suit your current and future needs.
Finance Motors has the perfect solution for you, whether it be your FIRST commercial vehicle or an UPGRADED one. Compare & save money with Finance Motors, one of Australia’s fastest growing companies in finance!
So, how many kilometres are you planning to drive this year to help and make new customers?
Thinking of UPGRADING to a new family car?
When it comes to your family, you would rather know your kids are safely sleeping in the backseat of your new car while you’re enjoying the ride.
Here, at Finance Motors, we understand your priorities, that is why we are available 24 hours, 7 days a week, therefore we are always ready to offer you guidance throughout the process until you are completely satisfied with the chosen loan.
Good to know! Car finance OPTIONS
Before you purchase your car, you should know there are two types of car loans: secured and unsecured.
What is a secured loan?
Secured loans are often granted for purchases of assets with value like cars, equipment or houses. The asset being purchased often becomes security for the loan. If for any circumstance, the borrower fails to repay the loan, the lender is able to sell the secured asset in order to recover and apply proceeds against the full amount borrowed.
What is different about an unsecured loan?
Unsecured loans are deemed riskier for lenders because no security item is provided by the borrower. Because of this risk, unsecured loans generally come with a higher interest rate than secured loans. Because no security is provided, unsecured loans usually offer more flexibility on what the funds are used for.
Who are unsecured loans for?
Unsecured loans are often granted for amounts up to $50, 000 and to individuals for discretionary purchases such as home improvements, debt consolidation and holidays. Some banks will offer unsecured loans for cars at either fixed or variable rates. Family members can act as guarantors for unsecured loans, which means they are willing to pay if the borrower is unable to make the repayments.
Secured car loans
The most common type of car loan is a secured one. The interest rates on secured car loans are usually fixed, which means that your repayment amounts will stay the same, and you will likely pay a lower interest rate than with an unsecured car loan.
Car finance TIPS & TRICKS
Trick: “0 % car finance” interest rates on new vehicles advertised and offered by big companies;
tip: be informed!
Notice that there are a few “details” not mentioned in the ads: fixed price (usually not negotiable and much higher than the other car finance options), less loan flexibility (length or balloon payment), “guaranteed price on future trade-in” (obligation towards the same company no matter how good or bad the deal will be at that time)
Trick: TV ads that convince you to buy a new car on sale; tip: know your priorities! Be smart! Evaluate you transportation needs, your price range and last but not least, ask a lot of questions to clarify!
Finance Motors is delighted to offer you the best personalized advice, no matter your situation. We are committed to 100% customer satisfaction and we believe that an open and transparent communication will bring you that “best deal in town” feeling.